Spain is located in the westernmost part of Europe, sharing its borders with France and Andorra to the northeast and Portugal to the west. In the south, Spain is separated from the African continent by a narrow strait of only 14 kilometres. Spain is considered by many to be a shining pearl in Southern Europe.

Historically, Spain experienced multiple different phases, including years of alien invasion, dynastic changes, and the joyous unification of the country by Queen Isabel I of Castile and King Fernando II of Aragon in 1492. On October 12th of that same momentous year, Christopher Columbus arrived in the Americas, heralding the conquest of much of South and Central America. The Kingdom of Spain has since been a prominent power in many parts of Europe, Asia, and the Latin America region and is recognized as the first global power. After the annihilation of the Spanish Armada in 1588, the once-proud country plunged into recession for centuries, made worse by separation, civil wars and dictatorship. By the second half of the 20th century, Spain emerged from its troubled past and has since progressed towards restoration. Spain of today is widely celebrated as the birthplace of the world’s second-most spoken language and a cornerstone in the foundation of Western society.

The Policy for Spanish Investment Immigration

1. On September 27, 2013, the Spanish government issued a new immigration law, creating a huge opportunity for non-EU investors to have residence permits via investment.

2. On July 31, 2015, the Spanish government renewed this immigration law making it possible for three generations within
   a family to apply for residence together.
3. Applicants must invest in real estate property with a minimum value of €500,000. There are no restrictions on the type
   (agricultural, industrial, residential or commercial) or quantity of properties. The investment can be composed of one or
   more sets of real estate, as long as the investment meets the minimum requirement with a total value of at least €500,000

Application Conditions

Main applicant

1. Aged 18 years old or older.
2. No criminal records.
3. Have a qualifying health insurance plan
4. Non-EU Citizen.

Dependents

1. Main applicant’s spouse, children under 18 years of age, and unmarried. Children over 18 who are financially dependent on the applicant and financially dependent parents of the main applicant.
2. No criminal records.
3. Have a qualifying health insurance plan.
4. Non-EU Citizen.

Advantages of the Project

1. Fast application process
2. Permissions for working, studying and doing business.
3. No residence or language requirements.
4. No need for commercial or academic backgrounds.
5. Invest freely, easy to rent and big potential for appreciation.
6. Visa-free travel within 26 Schengen states.

Portugal, perched on the Iberian Peninsula in Europe, means “warm port” in Latin and celebrated its declaration of independence on June 10th, 1582. It abuts the vast Atlantic Ocean to the west and south, and borders Spain to the north & east. Besides the territory of the European continent, Portugal holds sovereignty over the Azores and Madeira in the
Atlantic Ocean. Lisbon, the capital of Portugal, has the westernmost point of Europe – The Cape Roca.

Portugal is a modern industrial and agricultural country with prominent metal refining, chemical, and oil industries, yet it is best known
for as a world-leading producer of cork, made from cork oak. Portugal was an important cultural birthplace in the modern western history and became a global empire with Spain during the 16th century. Portugal is a member of the EU, and as one of the world’s developed countries, it is also a founding member of the Euro zone.

Policy

Portugal’s Resident Permit for Investment Activities (ARI), also known as the Golden Residence Permit Program.
(GRP), came into effect on October 8th, 2012, and was revised again in June and September, 2015. The investment
requirements allow for the purchase of real estate property in Portugal with a value equal to or above €500,000. There
are no type or quantity restrictions on real estate properties; it can be zoned for residential, commercial, industrial, or
agricultural use; the investment can be composed of one or more sets of real estate as long the total investment value is
equal to or above €500,000.

Application Conditions

Main applicant

• Purchase real estate property in Portugal with a value equal to or above €500,000.
• Must be over 18 years years of age.
• Must be Non-EU country citizens.
• Must provide proof of no criminal record.
• Must provide proof of qualifying health insurance.
  Dependent applicants (Family Reunification)
• The spouse of the main applicant.
• Children under 18 years old.
• Children over 18 years old who are single, studying and financially dependent on the main applicant.
• Parents (of both main applicant and spouse) who are financially dependent on the main applicant.
  Advantages of the Project
• 1 person’s application, benefiting 3 generations, allowed to apply for permanent residence after five years, allowed to
  apply for Portuguese nationality after six years.
• There are no requirements for certification of financial sources, no business background requirements, no educational
  background requirements, no language requirements, and no age limitations.
• Minimal stay period requirements, permitted to work, permitted to conduct business.
• Real estate can be sold after 5 years with no effect on residence, and real estate appreciation rates benefit investors.
• Real estate can be leased out to earn rental income.
  Visa-free access to the other 26 countries of the EU
  Become a European resident and enjoy the benefits of the European countries.
• Non global tax country, there is no need to worry about the loss of assets.
• Global asset allocation, safeguard asset from depreciation

The Republic of Malta stands out like diamonds in the Mediterranean. With bright sunshine, clear water, red sandy beaches & the unique underwater scenery, Malta is one of the most famous and beautiful tourist destinations in the world, delivering you the opportunity to enjoy a cozy life amongst blooming flowers throughout the year, with evergreen
plants, and gentle sea breezes that freshen the air. Possessing the membership to the European Union, Eurozone, Schengen Area, the British Commonwealth, Malta enjoys the benefits of international cooperation. With the benefit of an English teaching environment, as well as close ties with British and American colleges and universities, Malta is proud to provide an excellent education to students who wish to achieve academic excellence and gain an international mindset.

Studying in Malta gives the students easy access to elite universities. In the meantime, with her long history of the health service since 1372 and her continuing effort in health care improvement, Malta is ranked fifth by WHO’ s Measuring Overall Health System Performance among 191 Countries. Respect is given to the medical staff, and the local hospitals
provide high-quality service in the finest of facilities. The sound economic environment and the perfected facilities ensure a high-quality life.

1. Required investment in a form to be determined by IMA, having an initial value of €250,000, which must be held for a
   minimum period of 5 years.
2. Possess the title to property, valued at no less than €270,000 if situated in Gozo or the South of Malta and €320,000
   if situated elsewhere in Malta, for a minimum period of 5 years.
   Lease a residential property with a minimum annual rental value of €10,000 if situated in Gozo or the South of Malta or
   €12,000 if situated elsewhere in Malta.

Application Conditions –

Main Applicant

1. The main applicant must be at least 18 years old, and
   provide supporting evidence of a secured annual income
   of at least €100,000 or in possession of fixed assets of
   not less than €500,000.
2. Qualifying property (owned or rented) for 5 years.
3. Qualifying investment (government bond) for 5 years.
4. Certificate of no criminal history.
5. Pass the due diligence.
6. Purchase of medical insurance, (with a minimum coverage of €30,000 that is valid throughout the EU )
7. Applicant must be a non-EU citizen

Dependents

Minor children, single and financially dependent children
from 18 to 26 years of age; Spouse; parents and grandparents
of main applicant and spouse who are financially
dependent on the main applicant

Advantages of the Project

1. No language, education, or business background requirements.
   Less investment, more economical: only €250,000 to get the right of residence.
2. Time-saving application: duration of the application process is only 3-6 months.
3. Having the right of residence for the whole family: With one main applicant, immigration permits are granted to the
   the whole family, up to four generations.No residency requirements: enter only once during the application.
   No risks: “A” level national bonds.
4. Travel to Schengen Countries freely: a member of the EU, Schengen, the British Commonwealth, and the Eurozone.
   Global tax avoidance.

Ireland is a beautiful and rich country in Western Europe known for its captivating landscape and cleansing air. Grasslands and pastures cover 80% of the island. It is surrounded by the Atlantic Ocean and located west of England. The official language of Ireland is English. Ireland is one of the fastest-growing economies in Europe and it is also one of the wealthiest countries in the world. Its geographical location, low tax rate, and membership to the EU and Eurozone attract many international companies that want to gain access to Europe and North America. Thousands of the world’s largest technology and innovation companies have established their European headquarters in Ireland, including Apple,
Google, Huawei, Intel, Microsoft, Dell. After the ease of the immigrant policy, Ireland became more attractive to those who are seeking higher quality life and better education for their children, as well as those interested in the welcoming business environment and excellent investment opportunities.

The Program

To facilitate further Irish economic development, the Irish Government introduced the Immigrant Investor Program in
2012, and further enhanced the program in 2016 to facilitate investors and business professionals from outside of the
EU to avail themselves of the opportunities of investing and living in Ireland.

Enterprise Investment

The Immigrant Investor Program facilitates non-EEA nationals and their families who commit to an approved investment
in Ireland to acquire secure residency status in Ireland. A minimum investment of €1,000,000, in either a single Irish
enterprise or spread over a number of enterprises, must be held for a minimum of 3 years under the Program.

Application Conditions

Applicant Requirements:

1. All applicants are non-EEA nationals.
2. The principal applicant is above the age of 18.
3. Eligible family members are his/her spouse, children
   under the age of 18, and unmarried children aged
   between the ages of 18 and 24, given that they are
   financially dependent on the applicant.

Other Requirements:

1. €1,000,000 to invest in an Irish Enterprise for 3 years.
2. Supporting documents as evidence of net worth
   (minimum of €2 million or equivalent).
3. All applicants have not been convicted of criminal
   offences in any jurisdiction.
4. All applicants must be of good character

Advantages of the Program

1. Low Barriers: No requirement on language, education, business background, and physical examination.
2. International Language: The only country in the Eurozone with English as its official language.
3. Top-notch Education: Free compulsory education (in English) and free public university education with citizenship
   Ireland is highly-educated and famous for its sophisticated education system.
4. Food Safety: Ranked 1st with Canada for the safest food in the world. More than 50% of the milk powder and 25% of
   infant milk formula in the world is exported from Ireland. Ireland also has some of the world’s finest seafood from its
   unpolluted oceans.
5. Clean Environment: Ireland, known as the “Emerald Isle”, is the least polluted country in the world.
6. Safe Country And Friendly People: Ireland is 1 of the 7 neutral countries in the world and is a top-ranked country on
   the Global Peace Index and the Global Happy Planet Index. It is graded as the friendliest country in the world and
   has one of the lowest crime rates in Europe.
7. Low Tax Rate: Ireland has a low (12.5 percent) corporate tax rate, leading to its ranking as the “Best Country for
   Business” by Forbes in 2013 and has signed the Bilateral Tax Treaty with many countries.
8. Family Immigration: All family members can get residence permits, which allow them to work, study and do business
   in Ireland.
9. Citizenship: Investors can apply for naturalization after meeting the residence and other requirements.
10. Low Risk: No need to invest money before approval.
    Quick Approval: approximately 6 months from application to the residence.
11. Minimum Residence Requirement: Only required to visit Ireland at least once per calendar year so you are not
    required to give up your business or job in your country of origin

Located at the southernmost part of the Balkan Peninsula in Southeastern Europe, Greece covers an area of 131,957square kilometers. As the birthplace of European civilization, it has built one of the world’s most long-standing civilizations, which is not only a valuable cultural legacy to its offspring but also a priceless treasure to all humankind. It boasts a beautiful 13,676-kilometre-long coastline and approximately 6,000 islands and islets scattered throughout the Aegean Sea, the Ionian Sea and the Mediterranean Sea. Whether on the mainland or one of the many islands, Greece offers you a chance to ramble on beaches of soft sand and waves while enjoying ample sunshine and stunning views of rugged mountains meeting enchanting seas. When the evening lights are lit, a more romantic atmosphere is difficult to imagine. As the Greek motto goes, one would rather die than live without freedom, a sentiment that is easy to appreciate
amidst such charming surroundings.

In April of 2013, the Greek Parliament passed the Residence Permit in Greece by Real Estate Acquisition or Strategic Investment Law No. 4146/2013, which provides that citizens of Non-EU countries that purchase Greek real estate property with a minimum value of €250,000 can request a five-year residence permit. Provided that the applicant still owns the property, the residence permits can be renewed for another five-year period. Attracted by this favorable policy, Asian investors are flocking to Greece, investing in real estate, and acquiring residence permits. Since Greece is one of the 27 EU member states and also a member of the Schengen Area, the residence permit issued by the Greek government will
provide valid visa-free access to the whole European Union and Schengen Area.

Policy & Application Requirements

In July of 2015, the Greek Parliament voted to pass the amendment to the Immigration Act (No. 4332/2015), which
provides that adult foreign nationals who invest in the purchase of real estate property priced at €250,000 or more in the
Greek territories are entitled to a five-year residence permit, including their spouses and children up to 21 years old, as well
as the parents of both the main applicant and their spouse. This residence permit is valid for five years and can be
renewed subsequently every five years, provided that the property is still in the ownership of the applicant.

Advantages of the Program

1. Benefit for the Entire Family: The whole family can obtain residence permits through a single application.
2. Lowest Investment: Obtain residence permits with the lowest required investment amount among Schengen Zone.
3. Easy Procedure: No requirement for education, language level, business backgrounds or proof of funds.
4. Short Application Period: 2-3 months’ time before approval
   Stable Investment Without Risk: Invest in immovable properties, potential to increase value, and able to rent freely.
5. No Residence Requirement: Entering Greece before application is the only requirement.
6. Free Access to 30 European Countries
   Friendly and Comfortable Living Environment Ranked one of the friendliest countries in the world with the lowest
   crime rates in Europe.
7. Access to the Same Free Public Healthcare as Greek Citizens.
   High-quality Education: Free access to Greek public schools during the compulsory education period or freely
   choose from the prestigious international schools.
8. Privilege to Joining the Greek Nationality: Investors in Greece can apply for naturalization after 7 years of legal

Program Introduction

In 2016, the Cyprus Council of Ministers approved the amendments to the Scheme for Naturalization of Investors in Cyprus by Exception. Said scheme is based on subsection (2) in section 111A of the Civil Registry Laws of 2002-2015.
Any non-Cypriot citizen may apply for Cypriot citizenship through Naturalization by Exception if the applicant makes an
investment of at least €2,000,000 for the purchase of real estate or invests in any Cypriot companies and businesses.
Citizenship is granted to the whole family, their spouse, and all financially dependent children under 28 years old.

• The applicant must be at least 18 years old.

• Certificate of No Criminal need to be applied.

• Either make an investment of at least €2,000,000 for the purchase or construction of the real estate.

Invest at least €2.5 million in commercial units in Cyprus, including a residential property valued at €500,000 plus VAT.

Application Conditions

Program Introduction

Option A – Residential property investment

Investing €2 million (plus VAT) in residential property in Cyprus.

Option B – Commercial investment

When the investment includes any commercial units, then the total investment should be €2.5 million (plus VAT) in Cyprus

[the required residential property must be valued at a minimum of €500,000 (plus VAT)].

Investment Criteria

• Withdrawal Mechanism
• Obtain EU citizenship within 7-8 months.
• Citizenship is granted to the parents, spouse, and dependent children of the investor.
• Reside, work, and study freely in any EU member state (including Switzerland, Norway, Iceland, and Liechtenstein).
• Visa-free travel to over 150 countries worldwide.
• Dual-citizenship permitted.
• No need to physically reside in Cyprus.
• No language requirements.